Some beneficiaries choose Medicare Benefit plans instead of Medicare Half A and B (the “Genuine Medicare Plan”). A Medicare Benefit Plan is a form of Medicare health plan supplied by a personal insurance protection firm that contracts with Medicare to offer you all your Half A and Half B advantages. Because Medicare Benefit plans are private insurance policy, they come in all styles and sizes. Out-of-pocket costs differ relying on the plan. Most plans present prescription drug safety and plans could provide additional advantages that aren’t coated beneath Components A and B (nonetheless you could possibly pay additional for them).